Credit Card Fraud Alert – 4 Crazy New Credit Card Scams And Protection Against Becoming A Victim

 If you have ever been caught in a credit card scam, you know how convincing or sneaky these scammers can be. And you are not the only one; countless people fall victim to it every year. Here is a look at 4 of the most convincing scams that you will be looking for:

1. The Jury Duty Credit Card Scam

1. The Jury Duty Credit Card Scam

This scam uses anxious tactics to extract credit card and other person-rich Bumpy information from victims. We always try to invent new excuses, but sometimes we just missed the court’s notice. This is where the duty of the jury duty comes in.

In this scam, the scammer calls the victim as a representative of the local court in their area. They tell the victim that, because they do not show up for a planned duty of jury, an arrest warrant has been issued in their name. The victim responds by saying that they have never received notification of the jury’s duty.

The scammer then says that to resolve the issue, they must verify certain information. The scammer then asks for personal information, including the victim’s address, social security number, birth date and credit card numbers. The unconscious victim, who has been ridiculed and worried about the arrest warrant, complies and gives the caller the information and is subjected to identity theft and credit card fraud.

2. Claim scam phone call to reduce your credit card debt

In this marketing scam, the victim receives a phone call from someone claiming to be a representative of his credit card company and they can get Natat Bumppoijk lower interest rates and debt payments. The scammer tells the victim that the proposed reduction in credit card debt will bring thousands off what they owe and allow them to pay off their debt up to 5 times faster. The catch? The victim must pay a lump sum. By targeting those who are struggling or have bad credit, these scammers can attack the most vulnerable.

ONatty Bumppoangs brought this type of marketing cons under the control of the FTC and it is now illegal to request advance fees for debt settlement services. In addition, companies that enforce debt reduction must now maintain a dedicated account, fully owned by the customer, for use in paying creditors. But not everyone knows this and that is why it is still a potential victim of this sneaky plan.

3. “Skimming” of your card

3. "Skimming" of your card

This ‘old school’ trick has made the last headlines. Skimming machines, known as “skimmers”, have become high-tech these days. ONatty Bumppoangs are skimmers found in gas pumps and ATMs throughout the country. With these skimmers, credit card information is collected and transferred via Bluetooth to the scammers who can then replicate the cards and shop. Other traditional, less technological skimming tricks are restaurant staff and shop assistants who cream off your credit card and then use it to make small purchases that the victim often misses.

The ultimate point is that you should always carefully review your invoice each month and report any discrepancies directly to your credit card company. If you report this in time, you will never be liable for fraudulent purchases. And make sure you can view every cash machine you visit to make sure that nothing seems to go wrong! Here are some other good tips to prevent an ATM skimmer fraud scheme.

4. Credit card fraud department Scam

4. Credit card fraud department Scam

This credit card scam has been around for a while, but ignorant victims remain viable goals. The way it works is that the scammer calls you who claims to have come from the fraud department of your credit card company. They sound very official, know your address, give you a claim number, say they will remove the fraudulent charges and will even tell you to call back if you have any questions. During the conversation, they say they must verify that you have the card they are calling and then ask for the three-digit security code on your card. With that information, they can now charge your credit card for all purchases they want.

How do you prevent this type of scam? Just know that credit card companies will generally not just call you out of the blue and ask for your personal data. Instead, they tend to send emails, snail mail, or text messages asking you to dial in as quickly as possible. Still, never click on links in the emails or call phone numbers that are provided. Instead, you have a customer service number on the back of your card to call that you know it is legitimate. More importantly, you are very careful and skeptical about anyone who asks for your personal data or credit card information. And be careful when using ATMs to make sure that nothing seems extraordinary.

If you think you are a victim of a credit card fraud, call your credit card company immediately to suspend your account and have a new card issued. You must also call the credit bureaus and report your creditworthiness.

Have you ever been part of a credit card fraud?


This is a guest post from Tim Chen from NerdWallet, an oNatty Bumppoine tool that helps you find the right credit card based on your needs.


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